SeattlePHI Pagsusuri ng Trabaho
💡 Smart na Buod
Pangkalahatang-ideya ng Posisyon
Ang Tagapagbantay sa Pananalapi 2 ay responsable para sa regulasyon na pagsusuri ng mga bangko at kumpanya ng trust sa Washington state. Titiyakin nito ang kanilang kaligtasan, katatagan, at pagsunod sa batas sa pamamagitan ng masusing pag-aaral at analisis.
Mga Pangunahing Responsibilidad
- Paggampanan ng komprehensibong pagsusuri para sa pagsunod sa kaligtasan at katatagan
- Pag-evaluate ng kapital, kita, likididad, at sensitibidad ng panganib
- Pagrereview ng kontrol panloob at aktibidad sa merchant banking
- Paghahanda ng detalyadong komento matapos ang pagsusuri
Mga Kinakailangang Kasanayan
Mga Teknikal na Kasanayan
Mga Soft Skills
Mga Kwalipikasyon
Ideal na Kandidato
Hindi lamang dapat may matibay na kakayahan sa pagsusuri pananalapi, kundi may patunay din ng kasaysayan sa pagpapatupad ng regulasyon at pagsusuri ng panganib. Ang kahusayan sa data analysis software tulad ng Python o R ay malaking karangalan.
Paghahanda sa Panayam
Mga Tip sa Pag-apply
- Ipakita ang iyong karanasan sa Excel at regulatory reporting tools
- Magbigay ng konkretong halimbawa ng pagbabawas ng panganib
Landas ng Karera
Maaaring umunlad sa Senior Financial Examiner, Regulatory Policy Analyst, o pamumuno posisyon bilang tagapayo.
Orihinal na Paglalarawan ng Trabaho
Paglalarawan
Ang misyon ng Washington State Department of Financial Institutions (DFI) ay regulahin ang serbisyo pinansyal upang protektahan at edukahin ang publiko, at patakbuhin ang kalusugan ng ekonomiya. Magkakaugnay at magkasama-sama, ang humigit-kumulang 250 empleyado sa ilalim ng limang sangay - Administrasyon, Bangko, Serbisyong Konsumidor, Credit Union, at Securities - ay nagtutulungan upang lumikha ng mas malakas na kinabukasan pang-ekonomiya at ligtas na kapaligiran pinansyal para sa mga mamamayan at negosyo ng Washington. Para matuto pa tungkol sa Department of Financial Institutions, bisitahin ang aming website sa www.dfi.wa.gov www.dfi.wa.gov.
Nagtatrabaho at naglilingkod kami sa iba't ibang uri ng tao mula sa lahat ng background, kabilang ang mga taong may kulay, kababaihan, LGBTQ+, mga taong may kapansanan, at mga beterano. Ang kultura ng paggalang na ito ay nagpapalakas ng isang propesyonal at inklusibong kapaligiran kung saan ang bawat isa ay maaaring makamit ang kanilang potensyal sa pamamagitan ng mga oportunidad.
Mga Benepisyo ng Pagtatrabaho para sa DFI:
- Pangkalusugan, dental, retirement, at malaking pagkakataon sa bakasyon, sakit, at holidays.
- Malinaw na balanse sa trabaho at buhay, at madalas na pagkakataong magtrabaho nang remote (tingnan ang Mga Pangangailangan sa Paglalakbay at Ang Opisyal na Estasyon ng Trabaho sa Iba pang Bahagi)
- Pagsunod sa pagkakaiba-iba, pantay-pantay na pagtrato, at inklusyon kung saan bawat isa ay kinikilala at pinahahalagahan.
- Mga oportunidad para sa pag-unlad ng propesyonal at patuloy na edukasyon, kasama ang posibleng suporta pampinansyal para sa pagkuha ng mas mataas na antas o sertipikasyon.
- Maaari ka ring maging eligible para sa Public Service Loan Forgiveness.
Tungkol sa Sangay:
Ang Division of Banks ay nagreregula ng mga bangko at trust companies na may lisensya sa Washington State para sa kaligtasan at kalusugan. Ang sangay ay binubuo ng humigit-kumulang 25 miyembro ng staff na nagtutulungan gamit ang isang team approach upang suriin at analisahin ang mga bangko at trust companies para sa kaligtasan at kalusugan. Sa kasalukuyan, ang sangay ay naghahanap ng hanggang dalawang Financial Examiners 2.
Mga Tungkulin
Ang ilan sa mga Gawain na Isasagawa:
Karaniwang nagtatrabaho ang mga Financial Examiner kasama ang isang team, sa isang mabilis at deadline-oriented na kapaligiran. Nagpapatupad ng pagsusuri ang mga examiner sa mga bangko at trust companies na may lisensya sa Washington State para sa kaligtasan at pagtugon sa batas. Karaniwang nagplano, nagsasagawa, namumuno, at tumutulong sa mga pagsusuri ng mga reguladong entidad.Bilang isang Financial Examiner, magiging mahalagang bahagi ka sa pagtiyak ng patuloy na serbisyo pinansyal sa buong estado, makikita ang nakakaengganyang hamon sa lahat ng aspeto ng operasyon ng bangko at trust company, at susuriin ang mga panganib sa loob ng mga institusyon pinansyal. Kasama rito ang walang hadlang na access sa mga bangko at trust companies upang matiyak na ang kasalukuyang pamamaraan ay ligtas at malusog. Ang mga Financial Examiner ay tinuturuan nang on-the-job at pormal na pagkilos sa pamamagitan ng Conference of State Bank Supervisors, Federal Deposit Insurance Corporation, Federal Financial Institution Examination Council, at iba pa.
Mga partikular na tungkulin ay kinabibilangan ngunit hindi limitado sa:
- Work collaboratively and directly with bank staff and executives to complete examination work.
- Magtutulungan at direktang makipag-ugnayan sa mga empleyado at opisyal ng bangko upang matapos ang trabaho ng pagsusuri.
- Pagsusuri at pagtatasa ng kapital, kita, likididad, at sensitibidad sa panganib sa merkado ng bangko.
- Pagrepaso at pagtatasa ng mga proseso pang-interno at kontrol, merchant banking, mortgage banking, Bank Secrecy Act, at mga holding company ng bangko.
- Pagsusuri, analisis, at interpretasyon ng iba't ibang teknikal na ulat.
- Rekomendasyon para sa pagpapabuti ng mga patakaran, pamamaraan, at proseso ng risk management ng bangko.
- Pagtitiyak na sumunod ang bangko sa mga batas, regulasyon, at alituntunin ng estado at federal.
- Pagsulat ng malalim at maikling komento at pagtataya tungkol sa mga rehiyon na nirepaso, kasama ang paghahanda ng suportadong dokumento.
- Pag-uusap ng resulta ng pagsusuri sa mentor, Operations Manager, Examiner in Charge, at/o pamamahala ng bangko.
- Pagsusuri at pagtatasa ng mga programa pang-seguridad ng impormasyon sa mga bangko at trust companies.
Mga Kwalipikasyon
Kinakailangang Kwalipikasyon:
20 credit hours o 12 semester credit hours sa Finance, Accounting, at/o Economics coursework.
Mga Kaugnay na Kasanayan at Kwalipikasyon:
Isang Bachelor's degree sa Finance, Accounting, Business Administration, Economics, o kaugnay na larangan.
O
Dalawang taon ng karanasan sa propesyonal na pag-aanalisa o pagsusuri ng mga reguladong entidad.Mga Dagdag na Kasanayan at Kakayahan:
- Epektibong komunikasyon at pakikipagtulungan bilang bahagi ng isang team.
- Active listening, problem solving and independent research.
- Aktibong pagmamatyag, paglutas ng problema, at independiyenteng pananaliksik.
- Malakas na trabaho, propesyonalismo, paggalang sa kapwa, at maaasahang pakikipagtulungan sa team.
- Pakikipagtulungan sa mga kasamahan at pamamahala ng reguladong institusyon kasama ang mga empleyado.
- Malakas na kakayahan sa komunikasyon - pagsasalita at hindi-pagsasalitang paraan.
- Mataas na antas ng emosyonal na katalinuhan.
- Mahusay na kakayahan sa paglutas ng alitan at pamamahala ng mga konflikto.
Mga karagdagang bagay na napakahalaga para sa posisyong ito:
Master's degree sa accounting, finance, economics, o business administration
O
Gradwasyon mula sa isang espesyalisadong paaralan ng bangko (halimbawa: Pacific Coast Banking School o katumbas), o mga kwalipikasyong propesyonal tulad ng Washington State qualification bilang Certified Public Accountant.
Mga Karagdagang Impormasyon
Ang opisyal na istasyon ng trabaho ay ang tahanan, at maraming bahagi ng pagtatrabaho ay maaaring gawin nang remote. Maaari ring magtrabaho ang mga examiner sa iba't ibang institusyon ng pananalapi sa buong estado kung kinakailangan. Ang posisyong ito ay nangangailangan ng ilang overnight travel (pangunahing sa loob ng estado at ilang paglalakbay sa labas). Mayroon ding paminsan-minsang paglalakbay patungo sa DFI Headquarters sa Tumwater o sa shared working space sa Pioneer Square para sa pagsasanay at mga pulong. Mas magiging preferensya ang mga aplikante na nakatira sa Pierce, King, Thurston, o Snohomish County.
Iskedyul ng Trabaho:
Ang iskedyul ng trabaho para sa posisyong ito ay Lunes hanggang Huwebes 7:30 AM - 5:30 PM kasama ang pag-alternate ng mga Biyernes na off. Sa Biyernes na ginagawa, ang oras ng trabaho ay 8:00 AM - 5:00 PM. May isang oras para sa tanghalian bawat araw.
Paalala: Ang posisyong ito ay kasama ang isang programa ng pagsasanay at magiging puno bilang Financial Examiner (FE) Level 2. Pagkatapos ng matagumpay na pagtatapos ng 12-18 buwan na programa ng pagsasanay, ang empleyado ay aakyat sa mas mataas na antas sa salary table. Ang mga FE sa Division of Banks ay may malaking oportunidad para sa karera dahil sa patuloy na pag-unlad bilang examiner.
Proseso ng Pag-aaplik:
Ang mga aplikasyon para sa recruitment na ito ay tatanggapin nang elektronikong paraan. Ang pagsusumite ng iyong mga aplikasyon nang elektroniko ay magiging patunay na ang lahat ng impormasyong inilagay ay kumpleto at tumpak sa pinakamataas na kakayahang ipaliwanag mo. Failure to provide all the required application materials and complete the supplemental questionnaire may result in disqualification.
Ang hindi pagbibigay ng lahat ng kinakailangang dokumento at kumpletong pagsagot sa tanong-tanong ay maaaring magresulta sa pagkansela ng aplikasyon.
- Mga interesadong kandidato ay dapat piliin ang "Mag-apply" button at isama ang mga sumusunod na dokumento sa kanilang aplikasyon:
- Liham-Pasakada
- Kurso ng Buhay (Resume) Tatlong propesyonal na sanggunian* (magbigay ng pangalan, numero ng telepono, emailaddress
- , pangalan ng kumpanya, at posisyon)
Proseso ng Pag-iinterbyu
Kapag tumigil ang recruitment, ang mga kandidatong piliin para magpatuloy ay magsasagawa ng potensyal na dalawang round ng pag-iinterbyu sa headquarters ng DFI sa Tumwater, WA. Dagdag pa rito, matapos ang proseso ng interbyu, hihingiin mula sa mga aplikante ang kanilang sagot sa maikling electronic writing test.
Pagsisiyasat sa Background:
Bago ang paghirang ng bagong empleyado, isasagawa ang background check na kinabibilangan ng kasaysayan ng kriminal at credit record. Ang impormasyong makuha mula sa pagsisiyasat ay hindi naman agad magpapakansela ng aplikasyon pero isa itong mahalagang salik sa pagtatakda ng katanggap-tanggap na kakayahan ng aplikante para sa posisyon.
Impormasyong Pangkonekta:
Tom Grant
recruiting@dfi.wa.gov o tom.grant@dfi.wa.gov
SeattlePHI Job Analysis
💡 Smart Summary
Position Overview
The Financial Examiner 2 provides regulatory oversight for Washington state-chartered banks and trust companies, ensuring their safety, soundness, and compliance with laws through thorough examinations and analysis. This role involves collaborative work with bank staff and executives, conducting detailed financial assessments, and recommending enhancements to risk management practices.
Key Responsibilities
- Conduct comprehensive examinations of banks and trust companies for safety and soundness compliance.
- Analyze bank capital, earnings, liquidity, and market risk sensitivity.
- Review internal controls, merchant banking activities, and compliance with regulatory laws.
- Evaluate asset liability management processes and interest rate risks.
- Prepare detailed written comments and summaries post-examination.
- Collaborate with mentors and bank management to discuss examination findings.
- Potentially lead examination teams under supervision and mentor junior examiners.
Required Skills
Technical Skills
Soft Skills
Qualifications
Ideal Candidate
The ideal candidate possesses robust financial analysis skills with a proven track record in regulatory compliance and risk assessment, particularly within banking environments. Strong proficiency in data analysis software like Python or R, coupled with excellent communication skills, makes them well-suited for conducting thorough examinations and preparing detailed reports. They also demonstrate a keen understanding of regulatory frameworks and a commitment to maintaining high ethical standards.
Interview Preparation
Application Tips
- Highlight your experience with financial analysis tools such as Excel and regulatory reporting software, specifically in the context of banking examinations.
- Quantify your achievements in reviewing internal controls, managing asset liability, and mitigating risk through concrete metrics and outcomes.
- Include keywords like 'financial analysis', 'risk management', 'regulatory compliance', 'internal controls', and 'data analysis software' to align with job descriptions.
- Customize your resume to showcase relevant government or financial regulatory experience, emphasizing roles that involved compliance audits and detailed reporting.
- In your cover letter, emphasize your passion for public service and your alignment with the mission of ensuring financial stability and regulatory adherence within government institutions.
Career Path
This position can lead to advanced roles such as Senior Financial Examiner, Regulatory Policy Analyst, or even management positions overseeing teams of financial examiners. Further advancement may include specialized roles in financial innovation oversight or key advisory positions within government regulatory bodies.
Original Job Description
Description
The Washington State Department of Financial Institutions' (DFI) mission is to regulate financial services to protect and educate the public and promote economic vitality. Collectively and independently, the Department's nearly 250 employees within its 5 divisions - Administration, Banks, Consumer Services, Credit Unions, and Securities - work together to create a stronger economic future and secure financial environment for Washington's consumers and businesses alike. To learn more about the Department of Financial Institutions, please visit our website at www.dfi.wa.gov.
We employ and serve diverse people of all backgrounds including people of color, women, LGBTQ+, people with disabilities, and veterans. This culture of respect promotes a professional and inclusive environment where maximizing potential through opportunity is achievable by everyone.
Benefits of working for DFI include:
- Medical, dental, retirement, and generous paid vacation, sick leave, and holidays.
- Healthy work-life balance, and ability to often work remote (see Travel Requirements and Official Work Station section Below)
- Commitment to diversity, equity, and inclusion where every person is recognized and valued.
- Professional development and continuing education opportunities, including potential financial support toward pursuit of advanced degrees or certifications.
- You may be eligible for Public Service Loan Forgiveness.
About the Division:
The Division of Banks regulates Washington's state-chartered banks and trust companies for safety and soundness. The Division is comprised of approximately 25 staff members who work together with a team approach to examine and analyze our banks and trust companies for safety and soundness. At this time, the Division is recruiting for up to two Financial Examiners 2.
Duties
Some of What You Will Do:
Financial Examiners typically work with an exam team, in a fast-paced, deadline-oriented environment. Financial Examiners perform analysis of Washington state-chartered banks and trust companies that are located throughout the state, for safety and soundness and compliance with law. Examiners typically plan, conduct, lead, and assist with examinations of regulated entities.As a Financial Examiner, you would be a vital participant in ensuring the continuity of financial services offered state-wide, find engaging challenges in all facets of bank and trust company operations, and evaluate risk within the financial institutions. This includes unencumbered access to the banks and trust companies to ensure current practices are safe and sound. Financial Examiners are provided on-the-job training and formal training through the Conference of State Bank Supervisors, the Federal Deposit Insurance Corporation, the Federal Financial Institution Examination Council, to name a few.
Specific duties include, but are not limited to:
- Work collaboratively and directly with bank staff and executives to complete examination work.
- Financial analysis, assessment, and rating of bank capital, earnings, liquidity, and sensitivity to market risk.
- Review and assessment of internal routines and controls, merchant banking, mortgage banking, the Bank Secrecy Act, and bank holding companies.
- Assessment of asset liability management processes, interest rate risk position, and potential impact on earnings and capital.
- Review, analysis and interpretation of various technical reports.
- Recommendation for enhancements to bank risk management policies, practices and procedures.
- Determination of compliance with applicable state and federal laws, rules and regulations.
- Completion of thorough and concise written comments and summaries associated with the areas reviewed and preparation of supporting documentation.
- Discussion of examination findings with mentor, Operations Manager, Examiner in Charge, and/or bank management.
- Review and assessment of information security programs in banks and trust companies.
Qualifications
Required Qualifications:
20 quarter or 12 semester credit hours in Finance, Accounting, and/or Economics coursework.
Desired Skills and Qualifications:
A Bachelor's degree in Finance, Accounting, Business Administration, Economics or related field.
AND/OR
Two years of professional experience in analyzing or examining regulated entities.Additional Skills and Abilities:
- Effective communication and cooperation in working as part of a team.
- Active listening, problem solving and independent research.
- A strong work ethic, professionalism, respectfulness and dependability to the team.
- Collaboration with teammates and regulated institution management and employees.
- Passion for learning.
- Excellent verbal and non-verbal communication skills.
- A high degree of emotional intelligence.
- Strong conflict management and conflict resolution skills.
Additional items that are highly relevant to this job posting include:
A master’s degree in accounting, finance, economics, or business administration
OR
Graduation from a specialized banking school gained through an accredited college or university (i.e., Pacific Coast Banking School or equivalent), or relevant professional certifications such as the Washington State qualification as a Certified Public Accountant.
Supplemental Information
The examiners’ official work station is their home, and much of the examination work can be performed remotely. Examiners can also expect to work in the field at various financial institutions throughout the state, as needed. This position requires some overnight travel (primarily in state and some out of state). There will also be some occasional travel to DFI Headquarters in Tumwater or the shared working space in Pioneer Square for training and/or meetings. Preference will be given to applicants who reside in Pierce, King, Thurston, or Snohomish County.
Work Schedule:
The work schedule for this position will be Monday - Thursday 7:30 am - 5:30 pm with alternating Fridays off. On the working Friday, work hours will be 8:00 am - 5:00 pm. You will have an hour for lunch each day.
Note: This position includes an in-training plan and will be filled at the Financial Examiner (FE) 2 level. Upon successful completion of the 12-18 month in-training plan, the employee will advance to a higher step on the salary table. FE's in the Division of Banks also see great career advancement opportunities as you grow and develop as an examiner.
Application Process:
Applications for this recruitment will be accepted electronically. Submitting your application materials electronically will act as confirmation that the information submitted is complete and accurate to the best of your knowledge. Failure to provide all the required application materials and complete the supplemental questionnaire may result in disqualification.
Interested applicants should select the "Apply" button and attach the following materials to their application:
- Cover Letter
- Resume
- Three professional references* (provide contact name, phone number, email address, company name, and job title)
- Unofficial College Transcript(s) - note - applications without attached transcripts will not be considered.
Interview Process
Once the recruitment closes, candidates selected to continue in the process will participate in potentially two rounds of interviews at the DFI headquarters in Tumwater, WA. Additionally, upon completing the interview process, applicants will be asked to respond to a short proctored electronic writing test.
Background Investigation:
Prior to a new hire, a background check including criminal and credit record history will be conducted. Information from the background check will not necessarily preclude employment but will be considered in determining the applicant's suitability and competence to perform in the position.
Contact Information:
Tom Grant
recruiting@dfi.wa.gov or tom.grant@dfi.wa.gov